At St. Edward’s, the health of our students is a top priority.
All registered students are required to have a hospitalization, illness and accident insurance policy that is accepted in the Austin area. Health insurance coverage may be provided by the student’s family or employer. Otherwise, students must enroll in the Student Health Insurance plan [link to: http://stedwards.myahpcare.com] offered by the university.
The Student Health Insurance plan is available to all registered students enrolled in six or more credit hours. Students may enroll in the insurance plan by logging in to MyHilltop.
Premiums are billed with student tuition through the Bursar’s office. Students may choose to change this option until the 12th class day. After that deadline, students with a qualifying life event* may enroll directly through the insurance company, Academic Health Plans.
Students are responsible for knowing the terms of their own insurance policies, especially which providers are part of their provider network list. If a student is treated at an off-campus medical facility, often full or partial fees must be paid at the time of service. If the facility does not accept the university’s student health insurance, the student must pay at the time of service and then submit the bill to the insurance company for partial or full reimbursement. A claim form often must be sent to the insurance company along with a bill for reimbursement.
The Health & Counseling Center sends a student’s current insurance information to outside facilities (i.e. CPL labs, ARA imaging) for billing purposes.
*Qualifying life events include but are not limited to: loss of previous health insurance coverage, loss of spouse or the birth of a child.
St Edward’s recommends that all international students, accompanying spouse and dependents have $50,000 coverage, repatriation and medical evacuation benefits. (International students with J visas are required to have this coverage.) Students may demonstrate insurance information by completing the insurance form each semester.